Bad Loans During the Period 2019 – 2021 in Bulgaria – Dynamics and Trends

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cris.sourceIdoai:journals.unwe.bg:article/124
dc.creatorStoyanova, Noraen
dc.date2024-12-19
dc.date.accessioned2026-09-24T23:09:22Z
dc.date.available2026-09-24T23:09:22Z
dc.descriptionThe focus of this report is the dynamics of "bad loans" in Bulgaria over the period 2019 – 2021 and the impact of the economic consequences of Covid-19 on the banking sector. The continuous development and expansion of lending activities, the creation of various credit products, the competitiveness of the credit market, and the drive to attract more clients contribute to the emergence of non-performing loans. The analysis examines the reasons for the increase in non-performing loans, noting that despite a temporary rise during the pandemic, their levels have stabilized to those of the pre-crisis period. Attention is also given to regional disparities and economic factors, such as unemployment and lack of investment, which lead to difficulties in servicing loans in certain regions.en
dc.formatapplication/pdf
dc.identifierhttps://rp.unwe.bg/index.php/rp/article/view/124
dc.identifier10.37075/RP.2024.5.07
dc.identifier.urihttps://ds.e-dnrs.org/handle/123456789/811
dc.languagebg
dc.publisherAcademic Publishing UNWE (AP-UNWE)en
dc.relationhttps://rp.unwe.bg/index.php/rp/article/view/124/116
dc.rightsCopyright (c) 2024 Nora Stoyanova (Author)en
dc.rightshttps://creativecommons.org/licenses/by/4.0en
dc.sourceResearch Papers of UNWE; No. 5 (2024); 97-105en
dc.subjectBad crediten
dc.subjectNon-performing loansen
dc.subjectGross exposuresen
dc.subjectBank loanen
dc.subjectPandemicen
dc.subjectBorroweren
dc.subjectBanksen
dc.subjectCOVID-19en
dc.subjectE58 - Central Banks and Their Policiesen
dc.titleBad Loans During the Period 2019 – 2021 in Bulgaria – Dynamics and Trendsen
dc.typePeer-reviewed Articleen

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